Transport Layer Security (TLS) – Definition & Detailed Explanation – Digital Banking Glossary

What is Transport Layer Security (TLS)? Transport Layer Security (TLS) is a cryptographic protocol that ensures secure communication over a computer network. It is designed to provide privacy and data integrity between two communicating applications. TLS is widely used in digital banking, e-commerce websites, and other online services to protect sensitive information such as login … Read more

Asset Management – Definition & Detailed Explanation – Investment and Wealth Management Glossary

What is Asset Management? Asset management refers to the process of managing a company’s or individual’s investments to achieve specific financial goals. This includes the management of various types of assets such as stocks, bonds, real estate, and other financial instruments. Asset management involves making strategic decisions on how to allocate resources to maximize returns … Read more

zk-Rollups – Definition & Detailed Explanation – Blockchain and Cryptocurrencies Glossary

What are zk-Rollups? zk-Rollups are a layer 2 scaling solution for blockchains that aim to improve scalability and reduce transaction costs. They use zero-knowledge proofs to bundle multiple transactions into a single proof, which is then submitted to the main chain. This allows for more efficient processing of transactions and reduces the burden on the … Read more

Shielded Transactions – Definition & Detailed Explanation – Blockchain and Cryptocurrencies Glossary

What are Shielded Transactions? Shielded transactions are a type of transaction in blockchain and cryptocurrencies that provide enhanced privacy and security by obfuscating the sender, receiver, and transaction amount. These transactions use advanced cryptographic techniques to ensure that the details of the transaction are hidden from prying eyes, making it difficult for third parties to … Read more

Climate Bonds – Definition & Detailed Explanation – Green and Sustainable Finance Glossary

What are Climate Bonds? Climate Bonds are a type of fixed-income financial instrument that are specifically designed to raise capital for projects and initiatives that have a positive impact on the environment and climate change. These bonds are issued by governments, municipalities, corporations, and other organizations to fund projects such as renewable energy, energy efficiency, … Read more

Initial Coin Offering (ICO) – Definition & Detailed Explanation – Blockchain and Cryptocurrencies Glossary

What is an Initial Coin Offering (ICO)? An Initial Coin Offering (ICO) is a fundraising method used by cryptocurrency startups to raise capital for new projects. In an ICO, companies issue digital tokens or coins to investors in exchange for funding. These tokens can represent a stake in the project, access to a product or … Read more

Stablecoin – Definition & Detailed Explanation – Blockchain and Cryptocurrencies Glossary

What is a Stablecoin? A stablecoin is a type of cryptocurrency that is designed to have a stable value, typically pegged to a fiat currency like the US dollar or a commodity like gold. Unlike other cryptocurrencies such as Bitcoin or Ethereum, which can be highly volatile in terms of price, stablecoins aim to maintain … Read more

Blockchain Payment – Definition & Detailed Explanation – Payment Systems Glossary

What is Blockchain Payment? Blockchain payment refers to the use of blockchain technology to facilitate financial transactions. Blockchain is a decentralized, distributed ledger that records transactions across a network of computers. Each transaction is verified by multiple parties on the network, making it secure and transparent. Blockchain payment allows for peer-to-peer transactions without the need … Read more

Conduct Regulation – Definition & Detailed Explanation – RegTech Glossary

What is Conduct Regulation? Conduct regulation refers to the rules and standards set by regulatory bodies to govern the behavior and actions of individuals and organizations within a specific industry. The main objective of conduct regulation is to ensure that market participants act in a fair, transparent, and ethical manner, thereby protecting the interests of … Read more